Quite true. I would not have been able to live within my means if I had to rent an apartment. That's why I lived with my parents until I was 25 and didn't spend money on socialising because I couldn't afford to. I appreciate that not everyone has this option. But to say that living with my abusive father was privileged is probably stretching it. I felt trapped. I was working full time for 80p an hour, which was not enough to rent a room anywhere else. So it was that or the streets. Fortunately, I got married and escaped eventually. We all need rescuing sometimes.